SERTOMA District Leadership Conference
(Download Registration Form)
The Combined Central Colorado and Front Range District's Leadership Conference will be held Sat., June 17, 2006, from 8:00am to 12:00 noon (registration, coffee, and rolls 8:00 to 8:30).
The conference will be held in the Harlequin Bldg. at the Regis University Tech Center campus which is at 7600 E. Orchard, just west of I-25 on the south side of Orchard. After entering, go down one floor (main entrance on 2nd floor) and go to Room #89.
All members of the District's Clubs are invited and encouraged to attend with emphasis on members who will be in Leadership positions (Officers, Board members, committee chairs, etc.) for the upcoming FY 2006-2007.
Details will follow with the agenda and other information.
For questions, please call Jerry Wheeler at 303-741-5378; Marty Morgan at 303-752-2088, or Merritt Sherer at 303-757-2134.
Subject: Sertoma Baseball Camp Info
LODO Field of Dreams June 22-24, 2006. We are also holding a 2-hour soccer camp with
the Colorado Rapids on the afternoon of July 26 in Westminster. I'll have
more info on that a little later.
An advisory bulletin for consumers from the District Attorney for the 18 th Judicial District, Carol Chambers
Issued June 1, 2006
The mortgage lending industry has been very busy the last few years funding new home sales and refinancing many existing homes. The exceptionally low interest rates enabled many buyers to purchase their first home or their “dream” home. And the competitive market created many new mortgage options. Unfortunately some of those options which looked good then, are creating problems now. Colorado had the highest foreclosure rate in the nation for both March and April. Adjustable rate mortgages are becoming unmanageable for many as interest rates rise. And some bought more house than they could afford. People facing foreclosure or having difficulty making mortgage payments are looking for a way out, and the options they choose may make their situation worse, not better. We are seeing an increasing number of homeowners who have chosen an alternative financing option without fully understanding the consequences. For that reason we want to remind everyone to follow a few simple safeguards when buying or refinancing your home:
1. Insist that you have copies of the final closing documents for your mortgage at least 3-5 days prior to the closing. Tell the lender and mortgage broker that the documents presented at the closing must be identical to the documents you are given prior to closing.
2. Take those copies to an attorney or someone knowledgeable in lending and/or contracts for review prior to signing.
3. Take your time at the closing and be sure that you understand every document before you sign. A closing does not have to be done in 30 minutes. You are making a long term commitment involving tens of thousands of dollars in interest alone. Take as long as you need to make sure you are getting the right deal.
If you have questions or complaints, call the District Attorney’s Consumer Assistance Line: 720-874-8547.
Issued by District Attorney Carol Chambers
June 7, 2006
NO AID HERE
We have just received a copy of an e-mail supposedly issued by the U.S. Department of Education. The e-mail was sent to the parents of a college student who had applied for financial aid. The e-mail directed the parents to update their financial aid application by clicking on a web address imbedded in the e-mail.
IF YOU RECEIVE ONE OF THESE E-MAILS, DO NOT RESPOND! THIS E-MAIL IS A SCAM!
We have checked with the Inspector Generals Office in the U.S. Department of Education. They do NOT communicate with students or parents by e-mail. All correspondence relating to financial aid is done through the postal service. This is what is called a “phishing” scam – an attempt to get you to provide your personal information by pretending to be someone else (in this case the Department of Education).
To Protect Yourself:
1. Never click on a link that takes you to another site where you are supposed to enter personal information.
2. Never give personal information to anyone who contacts you. Only provide information when you have initiated the contact using information that you know to be legitimate. And even then, be cautious with what you share.
Need help? Call the Fraud Assistance Line 720-874.8547