Take care of your loved ones now—and later
To make sure the savings in your employer-sponsored retirement plan are distributed as you wish after you die, you must name a beneficiary.
Naming your beneficiary for your retirement plan savings and keeping it up to date is important because your beneficiary designation supersedes your will regarding your employer-sponsored retirement plan assets.
This means that when you properly designate a beneficiary you ensure that your hard-earned savings are distributed directly to your loved ones according to your wishes. If you don't name a beneficiary, your retirement plan savings could be distributed to an unintended heir—regardless of what your will instructs.
(above is from Vanguard.com)
HOW Forrest Gump got to Heaven
The day finally arrived. Forrest Gump dies and goes to Heaven.. He is at
the Pearly Gates, met by St. Peter himself. However, the gates are closed, and Forrest approaches the gatekeeper.
St. Peter said, "Well, Forrest, it is certainly good to see you. We have heard a lot about you. I must tell you, though, that the place is filling up fast, and we have been administering
an entrance examination for everyone. The test is short, but you have to pass it before you can get into Heaven."
Forrest responds, "It sure is good to be here, St. Peter, sir. But nobody ever told me about any entrance exam. I sure hope that the test ain't too hard. Life was a big enough test as it was."
St. Peter continued, "Yes, I know, Forrest, but the test is only three questions.
What two days of the week begin with the letter T?
How many seconds are there in a year?
What is God's first name?"
Forrest leaves to think the questions over. He returns the next day and sees St. Peter, who waves him up, and says, "Now that you have had a chance to think the questions over,
tell me your answers"
Forrest replied, "Well, the first one -- which two days in the week begins with the letter "T"? Shucks, that one is easy. That would be Today and Tomorrow."
The Saint's eyes opened wide and he exclaimed, "Forrest, that is not what I was thinking, but you do have a point, and I guess I did not specify, so I will give you credit for that answer.
How about the next one?" asked St. Peter.
"How many seconds in a year?
Now that one is harder," replied Forrest, but I thunk and thunk about that, and I guess the only answer can be twelve."
Astounded, St. Peter said, "Twelve?
Twelve? Forrest, how in Heaven's name could you come up with twelve seconds in a year?"
Forrest replied, "Shucks, there's got to be twelve: January 2nd, February 2nd, March 2nd... "
"Hold it," interrupts St.. Peter. "I see where you are going with this, and I see your point, though that was not quite what I had in mind....but I will have to give you credit for that one, too. Let us go on with the third and final question.
Can you tell me God's first name"?
"Sure," Forrest replied, "it's Andy.."
"Andy?" exclaimed an exasperated and frustrated St Peter.
"Ok, I can understand how you came up with your answers to the first two questions, but just how in the world did you come up with the name Andy as the first name of God?"
"Shucks, that was the easiest one of all," Forrest replied. "I learnt it from the song, "ANDY WALKS WITH ME, ANDY TALKS WITH ME, ANDY TELLS ME I AM HIS OWN."
St. Peter opened the Pearly Gates, and said: "Run Forrest, run."
Give me a sense of humor, Lord.
Give me the ability to understand a clean joke,
To get some humor out of life,
And to pass it on to other folks